The Economy of a Life
Looking at hard facts objectively
Presently I am unemployed and my unemployment pays me 359.00 per week. I do not having taxes taken out because I need every dollar I can get. From that Child support automatically withdraws 114.00. Leaving me with 245.00 per week, it should last until about the first week of January. From that I pay 150 per week to cover my portion of rent and go towards monthly expenses. With the remaining 95.00 I need to pay 90.00 per month in car insurance, buy food, give G extra towards my cell phone, and put gas in my car. So say my insurance is 22.50 a week from that 95. I am now down to 72.50 per week. It’s really not an acceptable number.
So I need to work clearly right, or find a way to get on full time disability for about a year so I can straighten myself out and find a job. So let’s look at jobs available to me.
My Resume:
Construction? bleak but 10ish an hour in this economy (I was 15.00 when I left the industry)
Substitute teaching? about 60 a day if I can still pass a background check with my blemish
Security? While I am well trained and very capable most of my credibility disappears with my incarceration, and dismissal from Cumberland County.
Retail? Looking at a starting pay around 8.00 probably closer to 7.50 I’ll look at this in a minute below
Restaurant? Wrong season most places don’t pay very well.
Fast Food? Assuming a quick ascension to manager I could make it to 10.00 an hour conceivably. See Below.
The Economy part.
| Base Pay | After taxes x.80 | After Child Support -114 | Monthly take home |
| 8.00x40= 320.00 | 256.00 | 142.00 | 568.00 |
| 9.00= 360.00 | 288.00 | 174.00 | 696.00 |
| 10.00=400.00 | 320.00 | 206.00 | 824.00 |
| 11.00=440.00 | 352.00 | 238.00 | 952.00 |
| 12.00=480.00 | 384.00 | 270.00 | 1080.00 |
| | | | |
So assuming I can find a job within a 20 mile area that will pay one of these amounts. On a 5 day week that’s 200 miles a week of straight commuting. Add another 50 for getting the kids and around town BS and we are at 250.00 miles per week. At 15 MPG I need 17 miles of gas a week at 3.70 that’s 62.00 a week for gas to get to and from work. With an assumed rent of 600.00 a month and gas to get to this job I am at 848.00 per month. I haven’t eaten yet. So bare minimum in order to both work and GET TO work I need 850.00 a month. So I need to be making AT LEAST 10.50 an hour. Now my Child support is actually 100.00 a week but there’s an extra 15.00 a week going to arrearages. Get this! If I make 10.50 an hour the Child support worksheet says I should pay 122.00 a week so it is a difference of over 20%. She could take me back to court and get an extra 22.00 a week. Dropping me back below the amount of money I need to survive at 10.50. So I now HAVE to get both FULL TIME and 11.00 an hour. (Which would raise my child support another 5.00 a week) I was making over 18.00 an hour for County...
So any pointers? How should I start my job hunt?
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